Development Loan

Best Capital can help you with financial solutions for:

  • Residential land development

  • Single or multi- residential property development

  • Terraced house development

  • Subdivision development

As a non-bank lender, Best Capital is agile and flexible to our clients’ needs and requirements.

The checklist of documents are:

  • Application form (Signed and dated)

  • The purpose of the loan, loan terms, and exit strategy

  • ID (Passport or Driver’s licence depending on NZ residency)

  • Registered valuation

  • Sale and purchase agreements (if applicable)

The loan to assist any property project from standalone houses, terrace housing, apartment, etc.

Investment Loan

An investment property loan is a mortgage for the purchase of an income-producing property. That includes buying properties to generate rental income or to renovate and sell for a profit.

If you want to purchase residential properties in order to rent or to get capital gain in the future, you can apply for this facility.

  • Standalone house

  • Townhouse

  • Terraced house

  • Apartment

The loan to assist investment property purchases, residential property and land purchases.

Commercial Loan

A Commercial Loan is a loan secured by a commercial property such as an office building, shopping center, industrial warehouse, or a building in use to run a business such as dairy.

If you want to buy commercial properties, you can apply for this facility.

The loan to assist the purchase of commercial properties.

Construction Loan

The term is less than 12 months.

The standard LTV is 65%, but may change depending on collateral location, future outlook and economic conditions.

The interest rate depends on the market condition.

Loan Amount:
From $300,000 to $6,000,000. The maximum amount may vary depending on the contents of the collateral or our financial capabilities.

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Bridging Finance

The loan to assist to fill the gap 
between purchase and settlement or refinancing.

Bridging finance can allow you to move quickly on the right property - without having sold your current home. It also removes the pressure of having to line up settlement dates.

If you purchased a new house at the same time selling the existing house, there could be a gap between timing. We can fill the gap.

Or, if you want to repay a loan while waiting for other finance institution’s loan approval, we can help you to fill the gap.

Best Capital can provide what the clients want quickly with competitive interest rates.

Equity Release

The loan to assist the clients who want to utilize the equity in the existing property to fund further investment.

A home equity release loan allows you to borrow using the equity in your home as security.

If you own your home, you can borrow money using the equity in your home as security for your loan. Equity is how much of your home you own. It is roughly the market value of your home minus the size of your mortgage.